To open a Western Union Digital Banking account, you must have a personal bank account¹ and not be a US taxpayer. You must be at least 18 years old and reside in one of the following countries:

• Germany
• Romania
• Italy
• Poland

¹ A personal account is used for one’s daily and regular expenses, such as rent, utilities and groceries. In other words, for purposes other than business and only to be used by the users themselves.