In some cases,  you might want to use a transfer fee discount¹ even though the fee is below the total reward value. For example, you choose to redeem 500 points for a transfer fee discount where the total fee for the transaction is 1.80 EUR. In this case, you get a 1.80 EUR discount because the total fee due is less than 2 EUR but no cash value will be provided for the remaining 0.20 EUR.