With the ‘Start online and pay in store’ service, you could get access to lower transfer fees than if you directly started the transfer at an agent location. This is how it works:

• Go to wu.com
• Register and create an online profile
• Start a money transfer online
• Choose “Pay in cash” as the payment method
• Visit a participating agent location and pay for the transfer
• An MTCN will be generated- share it with your receive for cash pickup

Local restrictions in some countries, allow exchange rates to be fixed only when collected.