When you sign up for a Western Union wallet you will automatically receive a free* virtual Western Union Visa Card. Subject to applicable fees, physical cards are available on request at any time through App, or by contacting our customer care team.   
The cards are attached to a separate card account that is linked to your wallet and when you use your Western Union Visa Card, funds will be transferred from your Western Union wallet to the card account to fund the card transaction.    
The separate, but linked, card account and the Western Union Visa Card are issued by Pathward®, National Association. 
 * While this feature is free, other fees may be associated with the card and the wallet. See Terms and Conditions  for details