When you open a Western Union wallet, you will be issued a separate, but linked card account and a Western Union Visa Card (which accesses the card account). The card account will be linked to your wallet and when you use your Western Union Visa Card, funds will be transferred from your Western Union wallet to the card account to fund the card transaction.    
 With your Western Union Visa Card, you will be able to shop everywhere Visa debit cards are accepted (e.g., online or in store) and withdraw cash from supported ATMs.   
The separate, but linked, card account and the Western Union Visa Card are issued by Pathward®, National Association.