You must contact us immediately by phone at 1-800-325-6000, by mail at P.O. Box 6036, Englewood, CO 80155, or visit www.WesternUnion.com if you believe that  (i) there has been an unauthorized transaction from your Wallet or using your card,  (ii) your Western Union Wallet  login credentials or any other form of authentication or account access mechanism is compromised, or unauthorized access to wallet has occurred or may occur, or  (iii) or if you believe that your card has been lost or stolen,  
See Terms and Conditions for further details.